BUILDING PORTFOLIOS TO
MANAGE CLIENT NEEDS
To help ensure our clients are properly diversified based on their objectives and goals, we have committed ourselves to meet the challenges of an ever-changing marketplace and economic landscape. We will carefully construct and faithfully monitor a portfolio that will help you manage your financial goals.
Each portfolio model will be fully customized based on specific requirements. Determining the best model for a client depends on their investment objective, time horizon, risk tolerance, income requirements and experience. Our “Personalized Allocation Models” range from the most conservative to a much more aggressive growth strategy.
Allocation Models
Conservative Model
The primary objective is capital preservation with a shorter time frame. This model is ideally suited for investors that are looking to generate income with low principal volatility.
Fixed Model
This model is designed for income. The focus will be on a diversified portfolio consisting of dividend paying equities, fixed income and cash alternatives.
Balanced Model
This strategy seeks longer-term total return while attempting to manage volatility. Interest, dividends and capital appreciation will have equal importance.
Growth Model
Investing with a focus on capital appreciation is the main objective. Investors with a longer time frame and higher risk tolerance may potentially earn higher returns over a full market cycle.
Custom Model
For clients whose investment needs require special consideration – such as those who hold a large position of stock with a low-cost basis. We will work with you to help manage the higher degree of risk and the tax consequences associated with this type of portfolio.
Diversification and asset allocation do not ensure a profit or protect against a loss. Investing involves risk and you may incur a profit or loss regardless of strategy selected. Dividends are not guaranteed and must be authorized by the company’s board of directors. This is provided for informational purposes only and should not be construed as tax advice. Please consult your tax advisor.