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The array of services we offer goes beyond what you might expect from a typical investment manager. Because we want you to count on us for almost any financial-related need you encounter. This commitment to a comprehensive, holistic approach enables us to provide the highest level of service and convenience for addressing the busy, multifaceted life you lead.

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Investment & Portfolio Management

It is our objective to help manage wealth, seek a reasonable rate of return, and help you understand the effects of inflation and taxes. We provide discretionary asset management services to individuals and institutions by committing to a disciplined investment process.

We know that proper asset allocation among cash, equity, fixed income and alternative investments can be an effective way to pursue and achieve investment objectives and goals. We believe skilled investment research, long-term planning and a well-managed professional relationship are the key components within a successful investment management formula.

Retirement Planning

Imagine the possibility of going 30 years without a paycheck. Today, with people living longer than ever before, it’s a real possibility that takes careful retirement planning and disciplined investing approach. Managing your wealth and maintaining your lifestyle will likely be among your highest priorities. Shifting the focus from asset accumulation to distribution planning, helps our clients transition into the retirement lifestyle of their plans.

Tax Management 

We take a tax – sensitive approach to financial planning to help manage or shift current and future tax liabilities. Working with you and your tax preparer to develop and implement strategies to help meet your financial objectives.  Tax laws are often very complex and frequently changing, prudent planning becomes a necessity to manage your current wealth and transfer a future legacy to your loved ones.

Estate Investment Planning

Whether it’s providing income for a spouse, educating children or donating to your favorite charity, proper estate planning will help to ensure that your assets accumulated over your lifetime are managed as you intended.

A well designed estate plan can effectively mitigate taxes, reduce or eliminate probate and transfer wealth to your beneficiaries.  

Education Funding

If your goals include providing for the future of a child or grandchild, we can help you investigate the many options and develop an education funding strategy.  Custodial, Coverdell and 529 plans are unique investment vehicles designed to encourage savings for higher education expenses.  

Risk Management

We believe a comprehensive financial plan must consider and prepare for the unexpected – such as accidents, illness and or disability. Our team helps you consider different scenarios and develop contingency plans to address them. We understand that while risk cannot be eliminated, it can and should be mitigated.

Our risk management services include:

• Income replacement solutions
• Long – term care funding
• Disability insurance
• Legacy Planning

Employee & Executive Benefits

As business owners ourselves, we at Summit Wealth Advisors understand the challenges business owners often face and have helped many new, growing and mature business in their pursuit of success. We recognize your business is unique. Working with you as a partner in your success, we take the time to understand your goals and help address a wide variety of needs, including:

• Asset management
• Cash management
• Employee retention
• Insurance
• Retirement benefits
• Succession planning